Facing Divorce

By David C. Minicozzi, Attorney at Law (Branford, CT)

Unfortunately, divorce is a common occurrence. According to the American Psychological Association, 40 to 50 percent of married couples in the U.S. will face divorce.

Having spent the past 29 years as an attorney on both sides of divorce proceedings, I can tell you, it is never an easy process. However, there are some things you can do to make sure you don’t make some of the common mistakes.

As Catherine Shananan, co-founder of Divorce U Solutions, explains, “For the most part, the common divorce regrets divorcees end up having are avoidable when given the right information on how to navigate this life-changing process.”

Check out her article “4 Common Divorce Regrets – and How to Avoid Them”, then contact the Law Office of David Minicozzi 203-483-7069 to set up a consultation today.

Real Estate Transactions: Contract to Closing

“I frequently refer David Minicozzi because he tells his clients what to expect in a forthright manner. Attorney Minicozzi’s clients are thoroughly informed of the real estate process from contract to closing.” — Irene, Realtor

Let Attorney Minicozzi help you with your real estate transactions: purchases, sales, refinances, residential and commercial, and reverse mortgages. Call the Law Office of David C. Minicozzi 203-483-7069 or 203-804-0841 to schedule a consultation today.

Is it time to prepare your will and estate planning?

“I have been Attorney Minicozzi’s client for more than 20 years. He is thorough, honest, and always helpful, whether it is a real estate matter or guiding us through the will-probating process. He also has infinite patience when answering our questions, which gives my wife and me great comfort and confidence in him. I will continue to use David; he is the best!” — James F.

 

Let Attorney Minicozzi help you with your Wills & Estate issues: last wills & testaments, living wills, and probate matters. Call the Law Office of David C. Minicozzi 203-483-7069 or 203-804-0841 to schedule a consultation today.

YOU SHOULD HIRE AN ATTORNEY TO…Refinance Your Home

By DAVID C. MINICOZZI, Attorney at Law (Branford, CT)

The trend lately is for banks and mortgage companies to perform “notary only” refinances. Homeowners are told it is convenient and cost-effective. What isn’t discussed is that someone needs to obtain the Release of the old mortgage, file it at the Town Hall, and clear your title. Failure to do so will impair your ability to sell or further refinance your home. You also may not be provided the option to obtain Owner’s Title Insurance. This protects you from future claims against your home due to a faulty title search, boundary disputes and other frightening scenarios. Attorneys are excellent at explaining these issues, facilitating the refinance process, clearing up lingering issues from the original purchase, and answering your questions along the way. A notary will not do this. The attorney will explain the legal significance of the important documents you sign. A notary will not (and by law shall not) explain them because they act only in the capacity of an official witness. Massachusetts has taken steps to mandate an attorney be used in residential refinance transactions. They recognize a refinance is an important transaction that affects your most important possession: your home.

In today’s world, an unfortunate trend exists to discount the use of an attorney in certain type of situations. People are told “oh, it’s just a simple transaction,” or “anyone can write that,” or my favorite, “you can save time and money by having a notary or a paralegal do it, or even do it yourself.” Maybe. But by the time you find out a mistake was made it may be too late.

Don’t let that happen to you. Call The Law Office of David C. Minicozzi 203-483-7069 or 203-804-0841 to schedule a consultation today.

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